By using balawise.co.za you agree to these terms. If you do not agree, please do not use the site.
1. Use of the calculators
Balawise provides free calculators and educational content for personal, non-commercial use. Results are estimates for information only and are not financial, tax, legal or insurance advice. See our disclaimer.
2. Accuracy
We take care to use current, official figures and show their sources and dates. We do not guarantee that every result is complete, current or suitable for your circumstances. You are responsible for checking important figures before relying on them.
3. Limitation of liability
To the extent permitted by law, including the Consumer Protection Act, Balawise is not liable for any loss arising from use of, or reliance on, the site or its results.
4. Intellectual property
The Balawise name, logo, design, text and code are owned by Balawise. You may link to any page and share calculation links. You may not copy the site or its calculators for commercial use without permission. Legislation and official rates quoted are public information and belong to their publishers.
5. Advertising and partners
The site may include labelled advertising and partner links. Any dealings with advertisers or partners are between you and them. Commissions never influence calculation results or comparison order.
6. Acceptable use
Do not attempt to disrupt the site, scrape it at scale, or use it for unlawful purposes.
7. Governing law
These terms are governed by the laws of the Republic of South Africa.
8. Contact
Email [email protected].